“Follow the Science”!!! Yes, we have heard this a lot over the last 18-months from both sides of the aisle. Because...
Economics Blogposts
Retirement is on sale with annuities by 43%!!
Many of you “Academians“ know of the 4% rule that I reference here. Some of you also know about the later-published...
Webinar Recording from August 10th, 2021: Tom Hegna!! Paychecks and Playchecks!!!
August 10th (11:30 CST - 12:30 CDT) We all know Tom Hegna!!! We are honored to have him. He is one of the foremost...
What is Bitcoin??? Does It Have Value?
First and foremost, the purpose of this article is not to give any advice regarding the validity of investing in...
Why Your Annuity Trumpet Should Get Louder As Interest Rates Decrease
I know the title of this article seems contrary to what you would think but hear me out as I discuss the “relativity...
Everything is So Expensive!!! Good News and Bad News
First, the bad news. The bad news is, almost everything is more expensive than what it used to be. For example, my...
The 2.8% Withdrawal Rate Study
In 2013 Morningstar put out a report that sought to update what was once the 4% rule of thumb. There are some very...
The Bengen 4% Study
There is a lot of talk about the 4% rule. Some folks still view it as the gospel and others might view it as being...
The Bengen 4% Rule Includes Inflation Adjustments, Annuities Don’t
For the rather studious financial professionals that observe my conversation around GLWBs versus the 4% Rule, they may...