Many years ago, I was sitting with a client who had a $500,000 portfolio and was about to retire. He asked me...
Why Only 4% Withdrawal Rates If the Market Has Averaged 10%?
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Indexed Annuities Blogposts
Case Study: RMDs, 401ks, IRAs, and SPIAs
Below is a video where I discuss RMDs and SPIAs with IRAs as well as 401ks. There is much more to this than meets the...
Guaranteed Streams of Income Make For a Happier Retirement
It was a beautiful day, and because it was a weekday morning with no boats on the water - except for us - the water...
Retirement is on sale with annuities by 43%!!
Many of you “Academians“ know of the 4% rule that I reference here. Some of you also know about the later-published...
Webinar Recording from August 10th, 2021: Tom Hegna!! Paychecks and Playchecks!!!
August 10th (11:30 CST - 12:30 CDT) We all know Tom Hegna!!! We are honored to have him. He is one of the foremost...
Why Your Annuity Trumpet Should Get Louder As Interest Rates Decrease
I know the title of this article seems contrary to what you would think but hear me out as I discuss the “relativity...
GLWB Taxation (Written By Mystery Man)
A great friend of mine and a Retirement Academy member sent me his thoughts on GLWB/Lifetime Income Rider taxation...
The 2.8% Withdrawal Rate Study
In 2013 Morningstar put out a report that sought to update what was once the 4% rule of thumb. There are some very...
Whitepaper: Taxes and Annuities. How Annuities are Taxed
A good friend of mine and somebody that I lean on a lot is an advanced sales mastermind, and her name is Heather...