Below is a video where I discuss RMDs and SPIAs with IRAs as well as 401ks. There is much more to this than meets the...
SPIAs & DIAs Blogposts
Guaranteed Streams of Income Make For a Happier Retirement
It was a beautiful day, and because it was a weekday morning with no boats on the water - except for us - the water...
Webinar Recording from August 10th, 2021: Tom Hegna!! Paychecks and Playchecks!!!
August 10th (11:30 CST - 12:30 CDT) We all know Tom Hegna!!! We are honored to have him. He is one of the foremost...
GLWB Taxation (Written By Mystery Man)
A great friend of mine and a Retirement Academy member sent me his thoughts on GLWB/Lifetime Income Rider taxation...
The 2.8% Withdrawal Rate Study
In 2013 Morningstar put out a report that sought to update what was once the 4% rule of thumb. There are some very...
The Bengen 4% Study
There is a lot of talk about the 4% rule. Some folks still view it as the gospel and others might view it as being...
Whitepaper: Taxes and Annuities. How Annuities are Taxed
A good friend of mine and somebody that I lean on a lot is an advanced sales mastermind, and her name is Heather...
Retirement Doesn’t Have To Be “The Final Countdown”
We have all been there. I just paid $12 for the “double deluxe clear coat automatic laser” car wash. Once finished...
Annuities And GLWBs: How To Clear A Room At A Christmas Party
My wife, kids and I went to a Christmas party at a friend’s house a couple years ago with about eight other families...