Many years ago, I was sitting with a client who had a $500,000 portfolio and was about to retire. He asked me...
Why Only 4% Withdrawal Rates If the Market Has Averaged 10%?
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Skill Level Intermediate Blogposts
LTC Annuities: A “Low-Friction” LTC Sale
As I discuss this particular product type as being a "low friction" LTC sale, I do not want the reader to gather that...
Sequence of Returns and Sequence of Inflation Risks
This article is a bit of a preface to an article I am making for you that will come out next month. That article will...
What your clients want to know
Below is another great whitepaper by our friend and ongoing Retirement Academy contributor, Heather Schreiber.
5 Items Your Clients Should Do Prior to Year-End
It is that time of year where getting your financial ducks in a row is in order. With that, I created a quick list of...
Follow the Science!!! Financial Plans
“Follow the Science”!!! Yes, we have heard this a lot over the last 18-months from both sides of the aisle. Because...
Whitepaper: Year End Planning and Tax Uncertainty
“Opportunity For Improvement” In Independent Distribution
I have written before about my son, Matthew, who is the most creative kid I have ever seen. So, I will start this...
Case Study: Life Insurance For an 86-Year-Old?
Below is where I discuss insuring an 86 year old as well as what Term options are available for older folks...